How it Works
STEP 1
Complete Our Secure Online Application
Start by filling out our quick and secure online credit application — it only takes a few minutes. Your information is encrypted and sent directly to our finance team for review. Whether you have good credit, bad credit, or no credit at all, we’ll help find the best financing options available to you.Get Started
STEP 2
Connect With a Financing Expert
A Financing Expert will reach out to confirm your details, answer your questions, and gather any additional information needed to complete your pre-approval. They will also review your unique situation and clearly explain the financing options available to you — including those that best fit your budget, lifestyle, and credit goals.Meet Our Team
STEP 3
Get Pre-Approved and Choose Your Vehicle
Once pre-approved, browse our extensive selection of pre-owned vehicles or book an appointment to visit us. Our team will guide you through the options and help you find the right vehicle quickly and confidently.Get Pre-Approved
FAQs
Yes. Many of our lenders offer programs designed for customers with credit scores below 500.
Yes. Because we work with 25+ trusted lenders, we can compare multiple programs to find the most competitive rate available.
Yes — as long as payments are made on time.
Typically between 12 and 24 months, depending on your credit history at the time of purchase.
Yes. Several lenders offer specialized programs for this situation.
Generally, at least 3 months with the same employer.
It helps you avoid rejection, speeds up the process, and allows you to shop for vehicles that fit your budget.