FAQ
My credit score is below 500, can I still get auto financing?
Yes. Many of our lenders offer programs designed for customers with credit scores below 500
Can you really offer lower interest rates than your competitors?
Yes. Because we work with 25+ trusted lenders, we can compare multiple programs to find the most competitive rate available.
Can auto financing help increase my credit score?
Yes — as long as payments are made on time.
How long before my credit score improves?
Typically between 12 and 24 months, depending on your credit history at the time of purchase.
I have voluntarily surrendered a vehicle. Can I still get financing?
Yes. Several lenders offer specialized programs for this situation.
How long do I need to be employed to qualify?
Generally, at least 3 months with the same employer.
What are the benefits of getting pre-approved?
It helps you avoid rejection, speeds up the process, and allows you to shop for vehicles that fit your budget.
I’ve gone through a recent bankruptcy, can I still get auto financing?
Yes. Our team works with a wide network of trusted financial partners and will take the time to understand your unique situation.